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Charlotte and Lake Norman Real Estate

Contact Me Today!


Matt Sarver
 
Matt Sarver
Email Matt
 
Cell: 704-506-2323

Real Estate Radio



Charlotte & Lake Norman

Real Estate Specialists

Matt Sarver
 
Matt Sarver
Email Matt
 
Cell: 704-506-2323
Fax: 704-439-5393
Address: 19721 Bethel Church rd
City: Cornelius
State: North Carolina 28031

Home Buying Process


1. Select a Real Estate Agent
A successful purchase starts with the right representative. Purchasing a home can be an emotional process so it is important to locate a home that is in an appreciating area, for a fair price, that will meet your needs. We are experienced, knowledgeable Real Estate brokers who know the area and will listen to your needs to not only make sure you select the right home and negotiate the best price but will also guide and help you select the best professionals to ensure a smooth transaction. Plus, our fee comes from the seller at closing, so even if you never find and buy a home you will never owe us anything.  We appreciate the opportunity to find your next home!

Click Here to Contact Us Today!

2. Select a Lender (Appraiser)
Getting pre-qualified for a loan is the next step in helping you narrow your home search criteria. Viewing homes that are out of your price range can sometimes be depressing as most people want the best but are unable to afford it.  There are many types of loan programs to fit your financial and living situation.  A 15 year loan term will get you the best interest rate and will cost you less in the long run but most go with a 30 year loan and are required to put at least 3.5% down, though there are 100% financing deals available for those who qualify.

Click Here for Preferred Lenders!

Click Here for Easy Mortgage Calculator!

Click Here for Mortgage Rates!

3. Find your Dream Home!

Most homes are listed on the MLS, but as your agent along with our network of over 2000 Realtors, we come across homes that are not on the market yet or know people who are willing to sell.  We will create a website based on your search criteria that will automatically update you of homes that meet your search criteria, so you will be one of the first to know of a new or changed listing.  We will also coach you on the areas, schools, future projects that will affect home prices in a positive or negative way, time on market, and negotiate the best price and terms to ensure you make the best decision.

Click Here for Quick Home Search!

Click Here for Charlotte Area Communities!

Click Here for School Info!

Click Here for Tax Rates!

Click Here for Area Hospitals!

Click Here for Area Crime Map!

Click Here to Compare 2 Cities!

Click Here to Compare Cost of Living!

 

4. Select a Lawyer
Your home purchase is far too important a transaction to skimp on legal representation at the risk of leaving yourself open to costly future issues. We can recommend lawyers who are willing to take the time to answer your questions and who specialize in real estate law.

Click Here for Preferred Real Estate Closing Attorneys!

5. Select a Home Inspector
No home inspection is 100% guaranteed, but a few hundred dollars to catch a major problem now is certainly better than many thousands to correct that ‘surprise’ down the road. We also provide a list of Home Inspectors, Termite inspectors, mold inspectors, surveyors, and radon inspectors to ensure peace of mind of knowing your home is safe and not going to cause a future problem to arise.

Click Here for Area Home Inspectors!

6. Contractor
Planning some renovations? You’re not the only one! The home renovation industry is booming, and in some markets, booking a contractor must be done months in advance (that’s a long time to go without a kitchen). Don’t let finding the right contractor slip through the cracks – planning ahead will almost certainly make your renovation smoother, and you contractor will appreciate the advance notice. 

Click Here for Area Contractors!

7. Moving

Congratulations! Once you have signed all the paperwork and received the keys it is now time to move!  We want to help you through the entire process and can recommend moving companies and give helpful tips to help make the move as smooth as possible.  And remember, our job doesn't stop at closing. We are your Realtors for life and will provide a current comparative market analysis at your request or answer any questions you may have.  

Click Here for Utility Company Contact info!

Click Here for 6 Free Quotes from Moving Companies!

 

Free Relocation Package
 

 

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Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Real Estate News


Yahoo! News Search Results for real estate
Real Estate Premium to U.S. Bonds Signals Time to Buy9/1/2010 8:43 AM
U.S. commercial real estate yields are near the highest level relative to Treasury bonds on record, a signal to some investors it’s time to buy property.
Real Estate Executive Under Investigation: Report8/31/2010 8:35 AM
Real estate mogul accused of making secret video recordings of houseguests. Real estate - Business - Services - Property Law and Real Estate - Law
Real Estate VP Accused of Campaign Fund Scheme8/31/2010 5:58 PM
Feds charge Massachusetts real estate executive with funneling illegal campaign donations Real estate - Business - Services - Property Law and Real Estate - United States
Real estate agent's conviction upheld in Wisconsin9/1/2010 11:46 AM
A federal appeals court has upheld the convictions of a real estate agent found guilty of seeking an illegal kickback on the sale of a state office building near the Capitol in Madison.
Real Estate Sites Enjoy Benefits of Market Slowdown9/1/2010 8:19 AM
clickz As the real estate market struggles, real estate sites are seeing traffic gains and increased ad spend.
Biz Buzz: Real estate investor files for bankruptcy9/1/2010 10:03 PM
Real estate investor and broker Patrick Aurignac — who has lost about $10 million worth o
Real estate investor gets prison time8/31/2010 4:10 PM
A Cleveland-area real estate investor was sentenced to 10 years in prison for engaging in a pattern of corrupt activicty involving a massive real estate scheme.
REAL ESTATE FINANCE LAWYER 4-6PQE - CITY FIRM - London - Legal -8/31/2010 9:18 AM
REAL ESTATE FINANCE LAWYER 4-6PQE - CITY FIRM THE FIRM Our client is creating an 'identifiably different' brand in the UK legal market.
Real estate tax to be on Missouri ballot9/1/2010 6:52 AM
Jefferson City-- A judge on Tuesday ordered a real estate tax initiative to appear on Missouri's November ballot, concluding the measure's supporters submitted enough valid signatures from voters.
Alexandria Real Estate Equities Inc. (ARE) CEO Joel S Marcus sells 2,500 Shares9/1/2010 4:42 PM
By insider. CEO of Alexandria Real Estate Equities Inc. ( ARE ) Joel S Marcus sells 2,500 shares of ARE on 08/30/2010 at an average price of $70.48 a share. Read more » »

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